Terms of Service

2. Eligibility & Accounts

• 2.1 You must be at least 18 and able to form a binding contract.
• 2.2 You are responsible for your account credentials and all activity under your account.
• 2.3 You are responsible for your own staff and end-clients' use of the Services.

3. Your Customers' Data (Multi-Tenancy)

• 3.1 As an Agency, you onboard your own clients ("End Clients") and upload their data.
• 3.2 As between you and us, you are responsible for obtaining all necessary consents from your End Clients to upload and process their data on the platform.
• 3.3 We process End Client data on your behalf as described in the Privacy Policy and the Data Processing Addendum.

4. Agency Compliance Obligations

You represent, warrant, and agree that, in your use of the Services, you will:

• 4.1 Comply with all laws applicable to credit-repair organizations, including the Credit Repair Organizations Act (CROA), the Telemarketing Sales Rule, the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA) obligations, and all applicable state credit-services / credit-repair statutes (including any registration, bonding, and disclosure requirements);
• 4.2 Provide your End Clients with all legally required contracts, disclosures, and cancellation rights (templates may be provided by us as a convenience — see 4.4);
• 4.3 Not charge End Clients in advance of services where prohibited by law, nor guarantee specific credit outcomes;
• 4.4 Acknowledge that any template documents we make available (e.g. dispute letters, service agreements, disclosures) are provided "as is" for convenience and are not legal advice; you are solely responsible for their compliant use and should have them reviewed by your own counsel.

5. Acceptable Use

You will not: misuse the Services; access data that isn't yours; reverse-engineer the platform; use it for fraud or to violate any consumer-protection law; or upload malware. We may suspend accounts that violate this section. A fuller Acceptable Use Policy may be maintained separately.

6. Payments & Billing

• 6.1 Fees are as set out in your selected plan. Paid fees are non-refundable except as required by law or expressly stated.
• 6.2 We bill agencies for platform subscriptions ("platform billing"). Separately, agencies may use integrated payment tools (e.g. Stripe Connect) to bill their own End Clients — those charges are between the agency and its End Client; we are not a party to them.
• 6.3 Failure to pay may result in suspension or termination.

7. Intellectual Property

The platform, its software, design, and our trademarks are owned by the Company. White-label branding you configure remains yours. You receive a limited, non-transferable right to use the Services per these Terms; you get no ownership of the underlying platform.

8. Third-Party Services

The Services integrate third-party providers (e.g. payment, email, SMS, hosting). We are not responsible for those third parties' acts, policies, or availability.

9. Sensitive Data & Security

• 9.1 You acknowledge the platform processes sensitive personal and financial information, including credit-report data and Social Security Numbers.
• 9.2 We maintain reasonable administrative, technical, and physical safeguards consistent with our GLBA-related obligations (see Privacy Policy). No system is perfectly secure, and we do not guarantee absolute security.
• 9.3 You agree to use the Services in a manner that protects this data and to promptly report any suspected security incident.

10. Disclaimers

The Services are provided "as is" and "as available." We disclaim all warranties to the maximum extent permitted by law, including merchantability, fitness for a particular purpose, and non-infringement. We do not provide legal, financial, or credit-repair advice.

11. Limitation of Liability

To the maximum extent permitted by law, the Company is not liable for indirect, incidental, special, consequential, or punitive damages. Our total liability for any claim is limited to the amounts you paid us in the 12 months before the claim.

12. Indemnification

You agree to defend and indemnify the Company against claims arising from: your use of the Services; your violation of these Terms or any law (including CROA/FCRA/GLBA/state credit-repair laws); and your End Clients' claims relating to your services.

13. Termination

Either party may terminate per the plan terms. We may suspend or terminate immediately for breach or unlawful use. On termination, your right to use the Services ends; data handling on termination is described in the Privacy Policy / DPA.

14. Changes to These Terms

We may update these Terms; we'll post the updated version with a new effective date and, for material changes, provide notice. Continued use means acceptance.

15. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules. RANGLEZ ANALYTICS, LLC is a Delaware limited liability company.

Contact

Questions about these Terms? Email hello@scoreboost.pro.

Effective date: September 28, 2026.